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{"id":4627,"date":"2022-05-02T04:27:19","date_gmt":"2022-05-01T22:57:19","guid":{"rendered":"http:\/\/www.gemquotes.in\/?p=4627"},"modified":"2023-09-30T20:56:41","modified_gmt":"2023-09-30T15:26:41","slug":"advice-for-salaried-class-people","status":"publish","type":"post","link":"https:\/\/www.gemquotes.com\/advice-for-salaried-class-people\/","title":{"rendered":"Best advice for SALARIED class People"},"content":{"rendered":"\n
    \n
  1. Do not spend more than 50% of your salary in a month if possible.<\/li>\n\n\n\n
  2. Save 50% and invest in at least 3 different places. Be it Mutual funds, PPF, Stocks, Gold, NPS, Leasing, Crypto etc as per your risk profile.<\/li>\n\n\n\n
  3. Constantly thrive for 2nd source of income. Don’t count on spouse income as 2nd source, rather consider that as an emergency fund.<\/li>\n\n\n\n
  4. Must have health insurance for your family and term insurance until you have enough for dependents to rely upon.<\/li>\n\n\n\n
  5. Do not try to match up ur lifestyle with others. Instead, try to match up with their hard work.<\/li>\n\n\n\n
  6. If you are taking a loan, buy assets with it, not liabilities.
    Assets:- Education loan, Loan for low-risk business with regular cash flow, House loan only if the EMI is equal to or slightly more than the rent you were paying.
    Liabilities:- Loan for expensive flat, Buying an expensive car, High-end vacations, etc. If you own a car then Get upto 85% off on car insurance <\/li>\n\n\n\n
  7. Never rely on your Parent’s money because they are not relying on yours.<\/li>\n\n\n\n
  8. Ways to decrease expenses:
    -Control your fingers on food delivery apps.
    -Avoid unnecessary shopping in malls or via apps. If you shop then check for discount, deals & cashback card on shopping<\/a>.
    -Take metro, auto instead of Cab whenever possible.
    -These apps and easy upi payment system is built upon to force you take decisions that you really don’t require most of the times.<\/li>\n\n\n\n
  9. Dont fall in the trap- M<\/em>ost of the activities can be momentary pleasures but not life-fulfilling experiences.<\/li>\n<\/ol>\n\n\n\n

    http:\/\/www.gemquotes.in\/how-to-generate-wealth\/<\/p>\n\n\n\n

    http:\/\/www.gemquotes.in\/gripinvest-review-and-referral-code\/<\/p>\n\n\n\n

    http:\/\/www.gemquotes.in\/how-to-save-money-and-energy-with-fans\/<\/p>\n\n\n\n

    http:\/\/www.gemquotes.in\/simple-tricks-to-save-money\/<\/p>\n\n\n\n

    <\/p>\n","protected":false},"excerpt":{"rendered":"

    http:\/\/www.gemquotes.in\/how-to-generate-wealth\/ http:\/\/www.gemquotes.in\/gripinvest-review-and-referral-code\/ http:\/\/www.gemquotes.in\/how-to-save-money-and-energy-with-fans\/ http:\/\/www.gemquotes.in\/simple-tricks-to-save-money\/<\/p>\n","protected":false},"author":1,"featured_media":4666,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[27],"tags":[],"_links":{"self":[{"href":"https:\/\/www.gemquotes.com\/wp-json\/wp\/v2\/posts\/4627"}],"collection":[{"href":"https:\/\/www.gemquotes.com\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.gemquotes.com\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.gemquotes.com\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.gemquotes.com\/wp-json\/wp\/v2\/comments?post=4627"}],"version-history":[{"count":18,"href":"https:\/\/www.gemquotes.com\/wp-json\/wp\/v2\/posts\/4627\/revisions"}],"predecessor-version":[{"id":5020,"href":"https:\/\/www.gemquotes.com\/wp-json\/wp\/v2\/posts\/4627\/revisions\/5020"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.gemquotes.com\/wp-json\/wp\/v2\/media\/4666"}],"wp:attachment":[{"href":"https:\/\/www.gemquotes.com\/wp-json\/wp\/v2\/media?parent=4627"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.gemquotes.com\/wp-json\/wp\/v2\/categories?post=4627"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.gemquotes.com\/wp-json\/wp\/v2\/tags?post=4627"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}